Our independent financial advisers are here to help you make a retirement plan that truly fits your needs, both today and in the future.
Our approach is simple; we listen, we understand, and we advise, so that together we can build the correct pension, investment and saving strategy to give you the lifestyle you want when you retire.
And because life is rarely straight-forward, we will evolve your plans around whatever life throws at you.
Our mission is to help our clients make smarter and better-informed decisions around their retirement plans, and you can be assured of a highly personal service with options from the whole of the market.
Making the most of your money
Much of retirement planning evolves around pensions and tax allowances - maximising both is key.
With the option to access your pension from as early as 55, there are several options available. Your existing pension provider may offer you any of the following:
Annuity – which is the traditional way to access your fund, providing a guaranteed level of income for life.
A lump sum – withdrawing up to 25% of your fund tax free.
Flexi-access drawdown – taking what you want, when you need it.
Phased tax free cash with income.
A combination of the above or a partial transfer – using part of your fund for one of the above options.
Alternatively, you may have the option to transfer to another provider, who may offer more flexibility or better charges or annuity rates.
It all sounds a little complicated, but together we can provide a plan – taking into consideration your savings, investments and other assets, to guide you in the right direction.
Our people
We have a great team of qualified professionals available to support you with your plans. We are always keen to hear from anyone who might be interested in joining our team. Find out more here.
Don't leave your financial future to chance. Our expert team will ensure your pension provisions are working as hard as possible to deliver the retirement you've planned.
Contact our Financial Planning team today for personalized pension advice tailored to your goals.
Aberdein Considine Wealth Ltd (AC Wealth) is authorised and regulated by the Financial Conduct Authority, FRN 1012486. Company number SC720631. The FCA does not regulate tax planning, Wills or Trusts. The value of investments can fall as well as rise. The information on this site is intended to be of general interest only and should not be considered as an offer, investment recommendation or solicitation, or advice to engage with any financial instruments. This website is intended for UK audiences only.
